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We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.






We offer a variety of ways to apply for a loan. You can apply in person, by phone or online.

What Our Customers Say About Us

Christine was extremely knowledgeable, diligent, and personable with me, assisting me throughout the home lending process. I appreciated how she would take the time to explain the ins and outs to me, and provided me with extra detail when necessary and making it clear how and why we were making the decisions we did. I would 100% recommend and work with Christine again. She made a daunting process very straightforward to navigate. Thanks!

Ankur B

If you need help with your mortgage, stop what you are doing and contact Christine Furnari now. She is the absolute best! She made the process extremely smooth and easy for me and has deep expert knowledge.

Patrick E

Just worked with Christine on a jumbo loan for one of my clients. She was able to close in 20 days, which is amazing. Christine was very responsive, professional, and easy to work with, and most importantly got the job done quickly and painlessly!

Mark P | Listing Agent

Christine Furnari is an exceptional loan consultant. As a realtor partnered with her for over 20 years, their diversified loan products and commitment to customer service have been instrumental in growing my business.
Their in-depth market understanding allows them to cater to various clients' needs, from first-time homebuyers to seasoned investors. Christine maintains proactive communication, ensuring smooth transactions while fostering trust.
Their genuine interest in my business's growth, market insights, and collaborative approach makes her an invaluable partner. I am confident that Christine will be an asset to any realtor seeking a reliable lending partner.

Bijan T

Working with Christine was an absolute pleasure. From our very first conversation, I could tell that she was incredibly knowledgeable, professional, and dedicated to helping me achieve my dream of homeownership.

Throughout the entire process, Christine was always available to answer any questions I had, and she went above and beyond to ensure that I was comfortable and confident in my decisions. Her communication skills were excellent, and she kept me informed every step of the way.

What really stood out to me about Christine was her willingness to listen to my needs and concerns, and to tailor her approach to meet my unique situation. She was patient and understanding, and she worked tirelessly to find the best loan options for me.

In the end, thanks to Christine's expertise and dedication, I was able to secure the loan I needed to purchase my first home. I am so grateful for her help, and I would highly recommend her to anyone in need of a trustworthy and reliable lender.

Thank you again, Christine, for all your hard work and support. You truly made the homebuying process a positive and enjoyable experience for me.


Irvine, CA

My name is Louise; I am a seasoned realtor with over 35 years of experience. Having a knowledgeable and diversified lending partner is important to help my clients achieve their real estate goals. Christine Furnari has proven to be an invaluable asset to my clients and my business. Christine's commitment to excellence and ethical business practices have earned her a well-deserved reputation as a hard-working lender who always puts her clients first. I have seen firsthand how her expertise in the lending industry has helped my clients secure the financing they need to close deals successfully. However, her unwavering dedication to building strong client relationships sets Christine apart. She takes the time to listen to their needs and offers personalized guidance to help them make informed decisions about their finances. It's no wonder that my clients consistently recommend Christine to their family and friends for all their financing needs. If you're looking for a lending partner who will go above and beyond to help you achieve your real estate goals, I highly recommend calling Christine. You won't be disappointed!


Irvine, CA

We wanted to Thank Christine Funari for providing us exceptional service on a recent purchase. We own a handful of
properties so going through the process for qualifying for this other investment home was not easy. In addition, we were
also selling two rental properties and exchanging them into this home, so again the file was not a black and white transaction.
That all being said, Christine went above and beyond to get things done quickly and precisely! We had a 30 day escrow which I thought was almost impossible since our exchange
properties still didn't close escrow yet, and once they did, the accommodator had to step in as well to gather all the figures, along with Christine, title, escrow, etc. to all be on the same page. The communication between Christine, her team, the
Exchange company and all parties involved was seamless!

We actually closed this transaction in 19 days, unbelievable!!
Without Christine quarterbacking this transaction we probably would still be in escrow waiting to close today! I work in the
Real Estate Industry so we know how much organization, communication has to take place with loans and especially closing in 19 days!!!
Thank you Christine, we look forward to working with you and your team in the future!!

Rachel and Doug Merlino

Irvine, CA

I am writing this letter to recommend Christine, who has provided exceptional service as a lender to me, my family, and my friends over the years. I have had the pleasure of working with Christine several times, and each time, she has demonstrated her expertise and commitment to her clients.
Christine has an exceptional work ethic, is highly knowledgeable in her field, and possesses excellent communication skills. She has always been transparent in her dealings and provided the necessary information regarding the lending process. Christine has always been patient and approachable, explaining our options and answering our questions. Her guidance has been invaluable, and we have always felt confident that we are in good hands.
I have recommended Christine to many of my family and friends, who have had similarly positive experiences. They have praised her for her outstanding service and for going above and beyond to meet their lending needs.
In conclusion, I strongly recommend Christine as an exceptional lender with a wealth of knowledge and experience. She is reliable, efficient, and always willing to help her clients. I am confident she will continue to provide outstanding service to her future clients.

Gary M

Irvine, CA

I have worked with Christine Furnari for 25+ years. Christine is an exceptional mortgage professional in Orange County, California. With 30 years of experience in the home financing industry, she has a clear understanding of the various loan options available. She can expertly guide her clients through the mortgage process. Whether you are seeking a VA, FHA, convention, or reverse mortgage, Christine is highly knowledgeable and will work tirelessly to ensure a smooth and successful outcome. Her dedication and commitment to her clients are evident in her exceptional customer service. I highly recommend Christine Furnari for all your home financing needs.

Kelly M

Irvine, CA

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About Us

At Charter Pacific Lending Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-

mortgage for you and your family from the many mortgage options that are available today. After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.