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I have been assisting first-time home buyers to seniors with reverse mortgages and all the loans in between for nearly 3 decades.

We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.


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We offer a variety of ways to apply for a loan. You can apply in person, by phone or online.

The Importance of Debt Consolidation Home Loans

The Importance of Debt Consolidation Home Loans

Apr 23, 2024

Learn how a debt consolidation can play a crucial role in streamlining your finances and helping you to prepare for the future and maintain your lifestyle now.

A Guide to Buying a Home in the U.S. for Non-U.S. Citizens

A Guide to Buying a Home in the U.S. for Non-U.S. Citizens

Apr 16, 2024

Discover the essential steps to successfully navigate the mortgage process as a non-citizen, from understanding visa requirements to finding mortgage lenders who specialize in serving non-citizens.

The Essential Role of Mortgage Calculators when Buying a Home

The Essential Role of Mortgage Calculators when Buying a Home

Apr 09, 2024

Discover how our home mortgage calculators can empower you to make a better informed decision about your next home loan.

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What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating
5.0
21 reviews
Isabel Vergara
As a first-time homebuyer navigating the very competitive market for two years, I had numerous challenges in finding the perfect home. Throughout this journey, Christine, an experienced loan officer, was a great source of support and guidance. She was alw ...
As a first-time homebuyer navigating the very competitive market for two years, I had numerous challenges in finding the perfect home. Throughout this journey, Christine, an experienced loan officer, was a great source of support and guidance. She was always available to provide market updates and explain the intricacies of financing, even on weekends and evenings. After an extensive search, viewing countless properties, and making several offers, we finally got an acceptance! Christine quickly secured our loan approval, making it possible for a 21-day home closing. This swift process afforded me extra time for necessary repairs and upgrades. Christine's diligence in monitoring daily rate changes paid off when she advised me to lock in our mortgage when rates dipped, securing the lowest rate we had seen in months. Her patience, clear explanations, and commitment were instrumental in this process . Christine wasn't just a loan officer; she was an integral part of the team that helped me achieve the dream of homeownership. For those still searching for the right loan officer, I highly recommend speaking with Christine. Her expertise and approachable manner set her apart, and I am confident you will notice the difference/advantages immediately.
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Isabel Vergara

1 month ago

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Munro O'Hagan
We recently worked with Christine for our home purchase and were impressed by her professionalism, attention to detail, and market knowledge. Despite a tight timeline around the holidays and our 30-day trip abroad during a 45-day escrow. This is not our f ...
We recently worked with Christine for our home purchase and were impressed by her professionalism, attention to detail, and market knowledge. Despite a tight timeline around the holidays and our 30-day trip abroad during a 45-day escrow. This is not our first purchase, we know how much it takes to stay on track and Christine was on top of it! Her communication was excellent, ensuring a smooth process and securing us a great rate. Christine went above and beyond, making our experience exceptional. We highly recommend them for their outstanding service and expertise in the mortgage industry.
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Munro O'Hagan

2 months ago

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Cassandra Salazar
Christine was really great. I was so overwhelmed and confused as a first time buyer. Christine was not only very efficient but also extremely helpful. She made me feel comfortable asking questions and was very patient. I was impressed how Christine and he ...
Christine was really great. I was so overwhelmed and confused as a first time buyer. Christine was not only very efficient but also extremely helpful. She made me feel comfortable asking questions and was very patient. I was impressed how Christine and her team made this happen so smoothly and quickly. Thank you for putting me into my first home!
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Cassandra Salazar

3 months ago

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alyssa alvarez
As a first-time buyer with a schedule crazier than a cat in a yarn store, I was bracing for a mortgage nightmare. But, lo and behold, Christine made it a dream! She juggled my hectic life like a pro, got my loan approved faster than a jet, and answered my ...
As a first-time buyer with a schedule crazier than a cat in a yarn store, I was bracing for a mortgage nightmare. But, lo and behold, Christine made it a dream! She juggled my hectic life like a pro, got my loan approved faster than a jet, and answered my endless questions - some I'm sure were quite amusing. Big cheers to Christine for not only keeping up with my chaos but also for making the whole process smooth. 5 star work! Thanks again Christine.
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alyssa alvarez

4 months ago

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James Schmidt
Exceptional Service for a First-Time Buyer As a first-time homebuyer, I was initially overwhelmed by the process, but my experience with Christine Furnari was exceptional. Despite my hectic work and travel schedule, their team went above and beyond to ac ...
Exceptional Service for a First-Time Buyer As a first-time homebuyer, I was initially overwhelmed by the process, but my experience with Christine Furnari was exceptional. Despite my hectic work and travel schedule, their team went above and beyond to accommodate me, dedicating ample time to explain each step of the loan process thoroughly. Their flexibility and willingness to work around my availability were truly appreciated. The loan approval came through much quicker than I anticipated, which was a pleasant surprise. Moreover, they were incredibly patient and knowledgeable, answering the myriad of questions I had with clarity and detail. I'm grateful for their professionalism and support, making my first home-buying experience smooth and stress-free. I highly recommend Christine to anyone stepping into the home-buying journey! ⭐⭐⭐⭐⭐
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James Schmidt

4 months ago

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Lynn Harp
As a daughter of a senior who recently opted for a reverse mortgage, we were all delighted with the process and its benefits. One of the standout features is the growing equity line. It's truly remarkable to see the equity line of credit on our family hom ...
As a daughter of a senior who recently opted for a reverse mortgage, we were all delighted with the process and its benefits. One of the standout features is the growing equity line. It's truly remarkable to see the equity line of credit on our family home being preserved and increasing over time. This provides financial security and growth that we hadn't anticipated. Moreover, the inclusion of mortgage insurance is a game-changer. In these unpredictable market conditions, knowing that my parent is protected from any unforeseen changes in terms is comforting. This assurance gives us peace of mind, knowing that the terms we agreed upon will remain consistent, regardless of market fluctuations. I would also like to mention Christine, our guiding light throughout this process. Her patience, attention to detail, and comprehensive understanding of the reverse mortgage landscape made her the best person to lead us on this journey. Her expertise was invaluable, and we felt confident with her by our side every step of the way. I highly recommend reverse mortgages to other seniors and their families. It's not just a financial decision; it's a step towards ensuring stability and growth in the golden years of our loved ones. A Grateful Child Lynn
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Lynn Harp

6 months ago

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Ankur Bhatia
Christine was extremely knowledgeable, diligent, and personable with me, assisting me throughout the home lending process. I appreciated how she would take the time to explain the ins and outs to me, and provided me with extra detail when necessary and ma ...
Christine was extremely knowledgeable, diligent, and personable with me, assisting me throughout the home lending process. I appreciated how she would take the time to explain the ins and outs to me, and provided me with extra detail when necessary and making it clear how and why we were making the decisions we did. I would 100% recommend and work with Christine again. She made a daunting process very straightforward to navigate. Thanks!
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Ankur Bhatia

9 months ago

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Patrick Elder
If you need help with your mortgage, stop what you are doing and contact Christine Furnari now. She is the absolute best! She made the process extremely smooth and easy for me and has deep expert knowledge. Christine is a pleasure to work with and will o ...
If you need help with your mortgage, stop what you are doing and contact Christine Furnari now. She is the absolute best! She made the process extremely smooth and easy for me and has deep expert knowledge. Christine is a pleasure to work with and will only consider using her for all of my future mortgages.
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Patrick Elder

10 months ago

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Mark Priceman
Just worked with Christine on a jumbo loan for one of my clients. She was able to close in 20 days, which is amazing. Christine was very responsive, professional, and easy to work with, and most importantly got the job done quickly and painlessly!
Just worked with Christine on a jumbo loan for one of my clients. She was able to close in 20 days, which is amazing. Christine was very responsive, professional, and easy to work with, and most importantly got the job done quickly and painlessly!

Mark Priceman

10 months ago

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Amit Ojha
Working with Christine was an absolute pleasure. From our very first conversation, I could tell that she was incredibly knowledgeable, professional, and dedicated to helping me achieve my dream of homeownership. Throughout the entire process, Christine w ...
Working with Christine was an absolute pleasure. From our very first conversation, I could tell that she was incredibly knowledgeable, professional, and dedicated to helping me achieve my dream of homeownership. Throughout the entire process, Christine was always available to answer any questions I had, and she went above and beyond to ensure that I was comfortable and confident in my decisions. Her communication skills were excellent, and she kept me informed every step of the way. What really stood out to me about Christine was her willingness to listen to my needs and concerns, and to tailor her approach to meet my unique situation. She was patient and understanding, and she worked tirelessly to find the best loan options for me. In the end, thanks to Christine's expertise and dedication, I was able to secure the loan I needed to purchase my first home. I am so grateful for her help, and I would highly recommend her to anyone in need of a trustworthy and reliable lender. Thank you again, Christine, for all your hard work and support. You truly made the homebuying process a positive and enjoyable experience for me.
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Amit Ojha

1 year ago

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Louise Capper
My name is Louise; I am a seasoned realtor with over 35 years of experience. A knowledgeable and diversified lending partner is essential to help my clients achieve their real estate goals. Christine Furnari has proven to be an invaluable asset to my clie ...
My name is Louise; I am a seasoned realtor with over 35 years of experience. A knowledgeable and diversified lending partner is essential to help my clients achieve their real estate goals. Christine Furnari has proven to be an invaluable asset to my clients and my business. Christine's commitment to ethical business practices has earned her a well-deserved reputation as a hard-working lender who always puts her clients first. It's no wonder that my clients consistently recommend Christine to their family and friends for all their financing needs. If you're looking for a lending partner who will go above and beyond to help you achieve your real estate goals, I highly recommend calling Christine. You won't be disappointed! She is the BEST! Louise Capper, First Team-Christie's International
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Louise Capper

1 year ago

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Tamara McMahon
We have had the pleasure of working with Christine a number of times with loans. We have always found her to be the most professional and knowledgeable individual in her field. We highly recommend her to anyone needing assistance with their loan process. ...
We have had the pleasure of working with Christine a number of times with loans. We have always found her to be the most professional and knowledgeable individual in her field. We highly recommend her to anyone needing assistance with their loan process. I appreciate her honestly and that she truly cares about the people she is helping.
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Tamara McMahon

1 year ago

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Mike Arredondo
Christine provides great re-fi financing. I have used her for three re-fi's on main residence and rental Propeties.
Christine provides great re-fi financing. I have used her for three re-fi's on main residence and rental Propeties.

Mike Arredondo

1 year ago

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Patti Barrett
Christine is knowledgeable, professional and honest. She handled my purchase and refi transactions and ensured both went smoothly and closed on time. Would highly recommend her!
Christine is knowledgeable, professional and honest. She handled my purchase and refi transactions and ensured both went smoothly and closed on time. Would highly recommend her!

Patti Barrett

1 year ago

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Dave Thomasson
Christine is the best Lending officer ever! Period! End of Story! Mic Drop!
Christine is the best Lending officer ever! Period! End of Story! Mic Drop!

Dave Thomasson

1 year ago

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Robert Mickle
Working with Christine and Team made the home-buying process less stressful. They were able to move as fast as we needed and were great at communicating each step. Would highly recommend.
Working with Christine and Team made the home-buying process less stressful. They were able to move as fast as we needed and were great at communicating each step. Would highly recommend.

Robert Mickle

1 year ago

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James Lemieux
Christine is the best out there. Experienced and accurate. Upfront with all fees so you can know how much a mortgage will cost you. Nimble enough to handle any bump in the road that you encounter in getting your mortgage. And friendly, but "all busine ...
Christine is the best out there. Experienced and accurate. Upfront with all fees so you can know how much a mortgage will cost you. Nimble enough to handle any bump in the road that you encounter in getting your mortgage. And friendly, but "all business". She is second to none. I wholeheartedly recommend using her for new purchases or refinances.
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James Lemieux

1 year ago

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Jill Christofferson
Christine is awesome! She knows her stuff and is very helpful and kind!
Christine is awesome! She knows her stuff and is very helpful and kind!

Jill Christofferson

1 year ago

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Donna Halker
The easiest refinance ever. My financial planner recommended Christine, and he has very high standards.
The easiest refinance ever. My financial planner recommended Christine, and he has very high standards.

Donna Halker

1 year ago

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Steve Dinse
My name is Steve and I was looking for a house in the Huntington Beach area for about 6 months. Finally, the right house came on the market and I had to act quickly. My current home had not even been put on the market at that time so cash was really tig ...
My name is Steve and I was looking for a house in the Huntington Beach area for about 6 months. Finally, the right house came on the market and I had to act quickly. My current home had not even been put on the market at that time so cash was really tight. Christine was referred to me by the broker handling the purchase of my new home. What a great referral that was! Christine was able to match me up with the perfect loan. It financed most of my new home, was locked in early at a great rate, it allowed me to pay the balance down after my previous home sold keeping the initial low rate and also dropped the payment amount when the balance was paid down. She did all this in what seemed like record time, all the while keeping me informed at each and every step in the process. I have been recommending Christine to everyone I've come in contact with who is in need of loan services.
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Steve Dinse

1 year ago

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About Us

At Charter Pacific Lending Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-

mortgage for you and your family from the many mortgage options that are available today. After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.